We guide you through

Education loan EMI calculator

See your monthly EMI, total interest and what you repay in total.

Monthly EMI
  • Principal
  • Interest
  • Total you repay
Many banks offer a moratorium (course period + some months) before EMIs start.Interest may qualify for tax deduction under Section 80E for the earning borrower.

Estimate only. Actual rates and terms depend on the bank, loan scheme, co-applicant and collateral.

Course fee planner

Add up the full cost of a course before you lock a seat.

Admission, caution deposit, etc.
Total course cost
Average per year
Average per month
YearTuitionHostelOtherTotal

Ask the college for its official fee structure in writing. Fees for management, NRI and deemed seats can differ a lot.

Choice-list builder

Plan your choice-filling order, then send it to an ASA counsellor for a free review.

Add a choice

How likely?

    Saved only on this device. Drag or use ↑ ↓ to reorder — the order is your preference order.

    Document checklist

    Everything you'll need at counselling and reporting — tick as you go.

      General list — always follow the official notification of your counselling body (MCC, state, JoSAA, university). Keep originals plus 2–3 self-attested copies.

      College explorer

      Search previous-year closing ranks by exam, state, quota and category.

      Free for signed-up students — the same data AYU uses, compiled by ASA counsellors from official closing ranks.

      Closing ranks are previous-year figures, not a guarantee. Entering your rank shows colleges that closed at or above it.

      Important dates

      Countdowns for registrations, choice-filling, results and rounds — add any to your calendar.

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      🔔 Want reminders before each date?Turn on WhatsApp alerts

      Find my path

      Not sure where to start? A few quick taps.

      Stuck on any step? A counsellor can help.

      Book a free callAsk AYU